When was the last time you thought about shopping around for a better insurance deal? If you’re like most Americans, you probably take a look at your insurance premiums annually, and if you don’t see what you like, you may even spend time shopping around with major providers online. While buying directly from the provider may sound like a good way to get a deal, you could be missing out on big savings by not exploring all of your options. But who has time for that? Independent insurance agents do!
As your local independent insurance agency, we are proud to represent a wide variety of top insurance providers to help make sure that you can explore all of your coverage options. Buying insurance is serious business, but with our help, it doesn’t have to be a difficult process. Keep reading to learn more about the benefits of working with an independent insurance agent to get the best deal possible.
5 Reasons to Work with an Independent Insurance Agency
1. Lots of Choices
There are three main ways that you can buy insurance. You can purchase a policy directly from the provider, work with a captive agent that works locally for one specific provider or go with an independent agent who works with multiple providers nationwide. Just like you wouldn’t want to simply visit one boutique to find the perfect wedding dress, utilizing an independent agent to search for the best policy at the right price is the smart option.
2. Knowledgeable Agents
While you may understand the basics of insurance, your independent agent is well-versed in the complexities of insurance requirements here in Wisconsin. They’ve made a career out of understanding their policy holder’s needs and matching them up with the best carrier. Sure, you can spend time comparing quotes from a few different providers online. But your local agent has access to hundreds, maybe even thousands of providers and can do the hard work for you!
3. One Agency for All Your Insurance Needs
Because your independent agent has access to so many great providers nationwide, they can act as a one-stop-shop for all of your insurance needs. While you may initially visit us to purchase an affordable auto insurance policy, as time goes on, we can help you find additional coverage for your major life changes. From homeowners insurance to health and life insurance coverage, we’ll be with you every step of the way.
4. They’re Local
Whenever you work with an independent insurance agent, you’re working with a neighbor! Not only do we have an interest in the community but we understand better than most the unique needs and challenges that Wisconsin residents face each year. Plus, we’re always available to help. Whether you have questions about your current policy or you want to explore your additional coverage options, all you have to do is give us a call. And if you prefer, you can stop by our offices or send us a quick email too.
5. You’ve Got Someone On Your Side
While it can be difficult to engage with your insurance provider directly or a captive agent who works for one single provider, independent agents aren’t bound by one provider’s rules. This means that we can easily review your coverage periodically in order to look for discounts and help guide you through all of your important life stages. With an independent agent by your side, it’s easy to make changes to your coverage and enjoy peace of mind in knowing you’ve got the right policy at the right price.